Financial Insights
Expert guides and strategies to help you make the most of our calculators and grow your wealth.
Debt Payoff
5 min read
Debt Snowball vs. Avalanche: Which Method is Right for You?
Compare the two most popular debt payoff strategies to see which one fits your psychology and financial goals best.
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Savings
4 min read
Why $1,000 Isn't Enough: The Real Cost of Emergencies
A starter emergency fund is great, but here is why you need to aim for 3-6 months of expenses as soon as possible.
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Income
6 min read
The Hidden Tax Trap of Side Hustles
Don't get caught off guard by the IRS. Learn how to estimate and save for self-employment taxes.
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Housing
8 min read
Renting vs Buying: The Real Math Behind Your Housing Decision
Forget the 'throwing money away' myth. Here's the actual math to determine whether buying or renting makes more financial sense for your situation.
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Savings
7 min read
How to Build a 3-Month Emergency Fund on Any Income
Think you can't save? This step-by-step guide shows you exactly how to build a real emergency fund, even if you're living paycheck to paycheck.
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Savings
8 min read
How to Save $10,000 in One Year (Even on a Tight Budget)
A realistic, step-by-step plan to save $10,000 in 12 months—no matter your income. Includes exact numbers, timelines, and actionable strategies.
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Housing
7 min read
The 5-Year Rule: When Buying a Home Actually Makes Financial Sense
Thinking about buying? This one rule will tell you if you're ready—or if renting is the smarter move for your situation.
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Retirement
8 min read
How Much Money Do You Need to Retire at 40?
Early retirement isn't just a dream. Here's the exact math behind retiring at 40, including real numbers, timelines, and whether it's realistic for you.
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Retirement
8 min read
401(k) vs Roth IRA: Which Retirement Account Should You Choose?
The decision isn't about which account is better—it's about which fits your income, tax situation, and retirement timeline. Here's how to decide.
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